Self-Employed Mortgages Oxford
If you’re self-employed, you know that it can be difficult to get a mortgage. This can be because of the lack of stability in your income. But there are many different options available to you. You don’t have to give up on your dream of owning a home. We will discuss how self-employed mortgages are a great way to get your finances in order. IMS provide Self-Employed Mortgages Oxford.
When you’re self-employed, there are a few things that you’ll need to do in order to get a mortgage. First of all, you’ll need to have at least two years of tax returns to show proof of income. You’ll also need to have a good credit score, and you’ll need to be able to prove that you have the ability to make your mortgage payments.
Different Types of Self-employed Mortgages
There are a few different types of self-employed mortgages available, and you’ll need to decide which one is right for you.
You can get an adjustable rate mortgage, which will start out with a lower interest rate and then adjust after a certain period of time. You can also get a fixed rate mortgage, which will have the same interest rate for the entire term of the loan.
No matter which type of self-employed mortgage you choose, you’ll be able to get your finances in order and purchase the home of your dreams. So don’t give up on your dream of homeownership just yet.
How can IMS help you get a self-employed mortgage?
For Self-Employed Mortgages Oxford, we provide self-employed loans. Self-employed borrowers can get up to a 95% LTV loan. The sustainability and profit of the company must be demonstrated. You are deemed to be self-employed by most high street lenders if you have 10% shareholding in a limited company or above or are a sole trader.
IMS is a leading independent whole of market mortgage broker. We can service any type of mortgage throughout the whole of the UK. We have a team of qualified mortgage advisers who can help you find the right mortgage for your individual circumstances.