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Retirement Mortgage

Are you in need of a retirement mortgage?

The majority of people aim to reach retirement age mortgage free, but there are lots of reasons why you may be thinking about having a mortgage that runs into or even starts after your working days have ended.

Property can make a great addition to your pension, whether you are downsizing or looking to purchase a buy-to-let property, but you may feel that if you are retired or close to retirement that there are no mortgage options for you. However, that’s not the case. We have access to lenders that are happy to offer you a solution.

A retirement mortgage might be the solution for individuals who have equity, but do not want to release it and are looking for an alternative way to fund a larger purchase with a plan to repay it in the future in one of the following ways: inheritance, savings and investments, downsizing or the sale of another property.

We work with lenders who don’t have maximum age limits and who take into consideration private and state pensions, along with any rental, investment or private income you may have. You will be able to borrow funds and retain them beyond the normal retirement age.

We have the expertise and contacts to find lenders who will offer you a mortgage extending to over the age of 89, on either an interest only or capital repayment basis.

We also offer all types of other mortgages and we are accredited by the Equity release council

Call our experienced retirement mortgage advisors today on 01869 248339 or email us

  • Contact us

    If you would like to arrange an appointment to speak with our mortgage team or if you have any questions, please call 01869 248 339 for our Bicester office 02037 817 001 for our Fitzrovia, London office and 01865 660 023 for our Oxford office, or email us at

  • Request a Mortgage Appointment

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