Moving home can be an exciting time, but it can also be a little daunting. Here are some tips to help make the process a little smoother.
Moving house is often regarded as one of the most stressful events in a person’s life, but it doesn’t have to be. We can help you with the journey from start to finish as seasoned property agents and mortgage specialists, making selling and purchasing a house an enjoyable experience rather than a traumatic one.
Before offering a solution that best suits your needs, we’ll examine your present financial state and future requirements. We take the time to understand what you’re looking for so that we can provide the best solution possible.
What should you do with your current mortgage when moving home?
When you move, you may wish to port your existing mortgage to a new residence, which is referred to as taking your present mortgage with you. This might save you the cost of any redemption penalties from your current lender.
You might not be aware that you could port your mortgage, so it’s important to discuss this with your current lender and us. If you’re looking for a new property before your current one is sold, we can help you arrange a bridging loan.
Top up mortgage
If more money is required, a top-up loan might be offered. Alternatively, applying for a new mortgage with another lender could enable you to obtain a higher interest rate than your existing one. We compare the mortgage market regularly, so we’re well placed to find you a great deal.
At a time and day convenient for you, contact one of our mortgage professionals to book an appointment. The first consultations are free and last around 30 minutes. Please reserve your spot by clicking here.
